Which is better: low RTP, but high maximum or vice versa

1. Understanding the parameters

RTP (Return to Player) - the percentage of all bets that the slot returns to players in the form of long-distance wins. High RTP (96% +) means more stable payments, low (90-94%) - more rare, but potentially large.
Maximum payout - the limit that a slot can give for one spin or bonus game. In some games it is x1 000, in others it is x50 000 and higher from the bet.

2. Scenario 1: Low RTP, High High

Pros:
  • The opportunity to win a really huge amount at a relatively small rate.
  • More common in slots with progressive jackpots or extreme volatility.
  • Suitable for players willing to take risks for a record win.
  • Cons:
    • Long periods without significant payouts.
    • High requirements for bankroll and patience.
    • High risk of complete loss before the "big" moment.

    3. Scenario 2: High RTP, Low Maximum

    Pros:
    • More frequent wins and less drawdowns on the balance.
    • Suitable for a long game and a strategy of gradually increasing winnings.
    • Less emotional and financial loss.
    • Cons:
      • It is impossible to hit the super-big jackpot.
      • The winning limit often does not cover the expectations of high rollers.

      4. How volatility affects
      Even with the same RTP, a slot with high volatility will more often give out large winnings, but less often, and with low - vice versa. Low RTP is almost always paired with high volatility, high RTP with low or medium.

      5. For whom is the best

      High rollers and jackpot hunters: low RTP, high maximum. The goal is a rare but very large win.
      Stability-oriented players: high RTP, lower maximum. The goal is to keep the balance and gradually accumulate winnings.

      6. Case Study

      Slot A: RTP 92%, x50 maximum 000 is a rare chance to break a million with a bet of $20, but the game can "eat" hundreds of bets without serious payments.
      Slot B: RTP 97%, maximum x2 000 - with a bet of $20, maximum $40 000, but winnings will come regularly.

      Conclusion:
      • The choice between low RTP with a high maximum and high RTP with a lower payout depends on the player's goals and readiness for risk. For the "hunt" for a big jackpot, the former are suitable, for a stable game - the latter. It is optimal to alternate both types of slots depending on the situation and the state of the bankroll.